FAQs
Frequently Asked Questions
Straight answers to what families ask us most. If you don't see your question here, reach out and we'll answer it directly.
Who does Vital Wealth & Retirement work with?
- We focus on Central Texas families and pre-retirees with $1 million or more saved who want a coordinated plan across retirement income, taxes, Social Security, Medicare, and estate planning.
Are you a fiduciary?
- We act as a fiduciary when providing investment advisory services through Foundations Investment Advisors, LLC. That means we're required to put your interests first on the advisory side of your plan. On insurance and annuity recommendations, we hold ourselves to that same standard even though the law only requires suitability.
What is a Financial Clarity Call?
- A complimentary conversation where we review your current situation, answer your most pressing questions, and give you a personalized retirement readiness assessment, with no obligation to move forward.
What happens on a Financial Clarity Call?
- We'll ask a few focused questions about your current situation and goals, then walk you through where you stand and the biggest decisions ahead. You leave with clarity, even if we never work together.
Is the call really free?
- Yes. There's no cost and no obligation. It's the way we get to know each other before anyone commits to anything.
How long does the call take?
- Plan for about 30 to 45 minutes. If we need more time, we'll schedule a follow-up rather than rush.
Do I need a certain amount saved to schedule a call?
- We work best with families who have $1 million or more in investable assets, but if you're close to that range and serious about planning, we're happy to talk.
What services do you offer?
- Retirement income planning, tax strategy, Social Security optimization, Medicare guidance, estate planning coordination, and ongoing investment management, all delivered as one integrated plan.
Where are you located?
- Our office is in Cedar Park, Texas, serving families across Austin, Round Rock, Leander, Georgetown, and the greater Central Texas area.
What is Money Matters on KVUE?
- A recurring KVUE segment where financial expert Nathan Fort breaks down the money questions that matter most for Central Texans.
How often does the segment air?
- New Money Matters segments run regularly on KVUE. Check the station's schedule or our site for the latest episodes.
Can I submit a question for the segment?
- Yes. Send your question through our contact page and we'll consider it for an upcoming segment.
What is The Breakaway Point TV Show?
- A financial television show hosted by Nathan Fort that focuses on strategy first and investments second, helping viewers build retirement plans that carry them all the way.
Where can I watch The Breakaway Point?
- The Breakaway Point airs on The CW in Central Texas. New episodes are also available on the show's website.
Who is the show for?
- Pre-retirees and retirees who want clear thinking on retirement income, taxes, Social Security, and estate planning, without the usual product pitch.