Capital and Consequence
Host Nathan Fort and co-host Jake Johnson examine the real consequences of financial decisions, flawed advice, and broken systems inside the financial planning industry.
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How capital actually behaves in real life.
Host Nathan Fort and co-host Jake Johnson break down the real consequences of financial decisions, flawed advice, and broken systems inside the financial planning industry. Through direct commentary and candid conversations with founders, professionals, and people shaped by wealth, this show explores how capital actually behaves in real life and why responsibility, timing, and planning matter more than optimism ever will.
Investment advisory services offered through Foundations Investment Advisors, LLC, an SEC registered investment adviser.
Meet the Hosts
Nathan Fort
Nathan Fort is the founder of Vital Wealth & Retirement and host of Capital and Consequence, where he presses on the advice, incentives, and timing that shape household wealth. For over 20 years he has built a planning methodology centered on the exact, measurable moment a person's assets replace their income and work becomes optional. That work has helped hundreds of pre-retirees and retirees approach retirement with a clear, coordinated plan instead of a guess. Nathan has also trained financial advisors nationally, served on multiple industry boards, and was named Best Financial Planner in Cedar Park in 2023 and 2024.
Jake Johnson
Jake began his career with Northwestern Mutual in 2014. Today, his work at Vital Retirement focuses on integrating financial, tax, and income planning to help clients reach their breakaway point sooner and with greater confidence. A firm believer in Vital’s mission to redefine retirement, Jake brings clarity and purpose to every client relationship. Outside of work, he’s a musician and a newly licensed private pilot, pursuits that reflect his passion for discipline, creativity, and exploring new horizons.